NTC Executive
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NTC Executive
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NTC Nidhi Ltd is a Public Limited Company incorporated under The Companies Act, 2013, and regulated by the Ministry of Corporate Affairs, Government of India. With a strong presence across Thrissur, Malappuram, Palakkad, and Ernakulam Districts, our 19 branches have consistently operated profitably, demonstrating our commitment to sustainable growth. Our primary mission is to foster a culture of saving among our members through well-structured thrift practices, thereby encouraging financial discipline. We exclusively focus on serving our members by offering facilities tailored to their needs, while strictly refraining from engaging in transactions with the public. Our member-first approach is central to everything we do, ensuring that we remain a trusted and reliable partner in their financial journey.
NTC Nidhi provides a Gold Loan service with a maximum duration of 12 months. They offer various schemes with different interest rates depending on the loan amount and duration. Furthermore, they ensure the safety of your pledged ornaments by providing free insurance, offering peace of mind along with financial assistance.
NTC Nidhi's Recurring Deposit scheme allows individuals to build their savings through regular monthly deposits. We offers a Recurring Deposit scheme with a flexible duration ranging from a minimum of 12 months to a maximum of 60 months. Depositors can choose to deposit monthly amounts in multiples of 100 as per their preference. The scheme provides an attractive interest rate of 8% per annum, compounded monthly, ensuring substantial returns on your savings.
NTC Nidhi provides loans on the security of fixed deposits held with the company. Borrowers can avail up to 90% of their deposit amount as a loan. The interest rate for these loans is set at 2% above the fixed deposit interest rate, offering a convenient and cost-effective borrowing option for deposit holders.
NTC Nidhi Savings Deposit is designed to help you grow your savings steadily with an attractive interest rate of 5% per annum. The interest is calculated on the daily minimum balance and is compounded quarterly, ensuring that your savings accumulate efficiently over time.
Invest in your future with NTC Nidhi Fixed Deposit schemes, designed to offer attractive interest rates, flexible tenures, and the security of a trusted financial institution. Our FD plans provide a safe and rewarding way to grow your savings, hassle-free withdrawals at maturity. Start your journey towards financial stability today by opening an FD with NTC Nidhi—your partner in secure and profitable investments.
