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About Us

Having sound financial acumen is not just a choice but an essential armor in today's unpredictable world. At every step of life, there are risks and uncertainties that can impact both individuals and businesses. Being equipped with the right knowledge and strategic insights allows one to navigate these challenges with confidence. Our team of intuitive and highly professional consultants is dedicated to understanding your unique needs and offering tailored insurance products and services. By meticulously analyzing potential risks and future uncertainties, we provide comprehensive solutions that secure your life, protect your assets, and safeguard your business interests. With our expertise, you can confidently plan for the future while being well-prepared for any unforeseen events that may come your way.

We’ve Got You Covered

Our comprehensive insurance services ensure peace of mind, offering tailored coverage options for life, health, and vehicle.

Health Insurance

Health insurance is an insurance item which covers medical and careful costs of a guaranteed person. It repays the costs brought about because of sickness or injury or pays the consideration supplier of the guaranteed individual legitimately. Shield Yourself and Your Family.

Life Insurance

Life Insurance is characterized as an agreement between the arrangement holder and the insurance organization, where the life insurance organization pays a particular total to the safeguarded person's family upon his demise. The life insurance entirety is paid in return for a particular.

Vehicle Insurance

Vehicle insurance is much the same as some other insurance strategy, yet not at all like different insurances, it is 'Required'! What's more, as the name recommends, it is an insurance that is identified with a wide range of motor vehicles-motorcycles, cars, jeeps, commercial vehicles etc.

Frequently Asked Questions

NTC offers the following insurance products:
  • Life Insurance: Provides financial protection for your loved ones in the event of your death.
  • Health Insurance: Covers medical expenses related to illnesses and injuries.
  • Vehicle Insurance: Protects against financial loss due to damage or theft of your vehicle.

Life Insurance provides a financial safety net to your beneficiaries upon your death. It ensures that your family has financial support to cover living expenses, outstanding debts, and other needs, helping them maintain their standard of living.

Health Insurance covers various medical expenses, including:
  • Hospitalization and surgery costs
  • Doctor consultations
  • Prescription medications
  • Diagnostic tests and treatments
  • Preventive care, such as vaccinations and health check-ups

Vehicle Insurance typically includes:
  • Comprehensive Coverage: Protection against damage or theft of your vehicle due to accidents, fire, vandalism, or natural disasters.
  • Third-Party Liability: Covers damages or injuries caused to others in an accident where you are at fault.
  • Personal Accident Coverage: Provides compensation for injuries sustained by the driver or passengers in the vehicle.

Choosing the right insurance plan depends on your individual needs and financial goals. Consider factors such as:
  • For Life Insurance: The amount of coverage needed and the duration of the policy.
  • For Health Insurance: Your medical history, coverage requirements, and preferred hospitals.
  • For Vehicle Insurance: The value of your vehicle, coverage options, and any specific needs for protection.

You can purchase an Insurance policy from NTC by visiting your nearest NTC branch, contacting our customer service, Our representatives will guide you through the process and help you select the right policy.

The documents required typically include:
  • Proof of identity (e.g., Aadhar card, passport)
  • Proof of address (e.g., utility bill, rental agreement)
  • Recent passport-sized photographs
  • Medical history (for health insurance)
  • Vehicle registration and driving license (for vehicle insurance)

To file a claim, contact our customer service or visit your nearest NTC branch. You will need to provide relevant documents, such as the policy number, claim form, and supporting documents related to the claim (e.g., medical reports, vehicle damage photos).

Yes, insurance policies may have certain exclusions and limitations. These can include pre-existing conditions, specific types of damages, or certain conditions not covered under the policy. Review your policy documents carefully and consult with our representatives for detailed information.

Yes, you can modify or cancel your insurance policy, subject to the terms and conditions of your policy. Contact our customer service or visit a branch to discuss changes or cancellations and understand any potential penalties or charges.

You can check the status of your insurance policy through our website, by contacting customer service, or by visiting your nearest NTC branch. We also provide regular policy updates and statements.

Premiums paid on life insurance policies may be eligible for tax deductions under Section 80C of the Income Tax Act. Health insurance premiums for yourself and your family can also qualify for deductions under Section 80D. Consult with a tax advisor for specific details and eligibility.

Get in Touch

Registered Office
New Trichur Bhavan,Vilakkumkal, Kandassankadavu PO , Thrissur, Kerala - 680613
CIN: U74140KL2013PTC035421